Abstract

This study aims to determine the effect of the ratio of liquidity ratios to
profitability ratios partially and simultaneously at PT. Bank Bumi Arta Tbk. The
ratio of liquidity ratio used in this research is loan to assets ratio, loan to deposit
ratio, and quick ratio. As for profitability ratio by using return on assets. This
research is a type of quantitative research using data in the form of figures from
the financial statements of PT. Bank Bumi Arta Tbk from 2011-2015. The method
of data analysis used is the method of multiple linear regression test statistic, t test
analysis, and test f. This statistical test uses SPSS Version 20 program.
The results of this study indicate that the loan to assets ratio has a positive
and insignificant effect on return on assets, loan to deposit ratio has a negative and
insignificant effect on return on assets, and quick ratio partially no significant
effect on return on assets. For the test results f shows that the loan to assets ratio,
loan to deposit ratio, and quick ratio simultaneously have no effect on return on
assets.
Keywords: loan to assets ratio, loan to deposit ratio, quick ratio, and return on
assets