Abstract

This study aims to determine the effect of the ratio of liquidity ratios to

profitability ratios partially and simultaneously at PT. Bank Bumi Arta Tbk. The

ratio of liquidity ratio used in this research is loan to assets ratio, loan to deposit

ratio, and quick ratio. As for profitability ratio by using return on assets. This

research is a type of quantitative research using data in the form of figures from

the financial statements of PT. Bank Bumi Arta Tbk from 2011-2015. The method

of data analysis used is the method of multiple linear regression test statistic, t test

analysis, and test f. This statistical test uses SPSS Version 20 program.

The results of this study indicate that the loan to assets ratio has a positive

and insignificant effect on return on assets, loan to deposit ratio has a negative and

insignificant effect on return on assets, and quick ratio partially no significant

effect on return on assets. For the test results f shows that the loan to assets ratio,

loan to deposit ratio, and quick ratio simultaneously have no effect on return on

assets.

Keywords: loan to assets ratio, loan to deposit ratio, quick ratio, and return on

assets